Employee Benefit Products & Links

Now more than ever, employees want choices and flexibility...expecially when it involves their benefit packages.  That's why Horstmann Financial & Insurance Services offers supplemental products to your Voluntary Benefits Plans- payroll-deducted products that give employees more control over their benefit dollar, at little or no cost to the employer.

Products Available:

  • Dental
  • Vision
  • Term Life Insurance
  • Permanent Life Insurance
  • Long Term Disability Insurance
  • Long Term Care Insurance
  • Cancer Policies
  • Accident Policies


Voluntary Benefit Carrier Links:













Informative Links:

American Medical Association

California Secretary of State

Children's Hospital of Central California

CMS - Centers for Medicare & Medicaid Services

Community Hospitals

Community Medical Providers

Department of Labor

Food and Drug Administration

Fresno County

Health and Human Services Dept.

HICAP - California Health Advocates

Johns Hopkins Medicine